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Saint Joseph Hospital-Elgin — Financial Assistance & Charity Care
Elgin, Kane County, IL
Under Illinois law, Saint Joseph Hospital-Elgin must offer free or discounted care to eligible low-income and uninsured patients. Here's what the law guarantees — and how to apply.
What Illinois law guarantees
Under Illinois Hospital Uninsured Patient Discount Act (210 ILCS 89), Saint Joseph Hospital-Elgin must provide FREE care to uninsured patients at or below 200% of the Federal Poverty Level, and discounted care for patients up to 600%. The hospital may collect no more than 20% of your yearly family income.
This is the legal minimum — Saint Joseph Hospital-Elgin may offer more generous help. The only way to know is to apply, and applying is always free.
Apply within 90 days of receiving your bill — that is the deadline to claim this discount under Illinois law, so apply as soon as it arrives.
How to apply
📞 (847) 695-3200When you call, say: “I'd like to apply for financial assistance (charity care) for a hospital bill. Can you send me the application and tell me which documents I need?”
Not sure if you qualify?
Answer 3 quick questions and get a personalized plan plus a ready-to-send request letter — free, in your language.
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