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Kettering Health Main Campus — Financial Assistance & Charity Care

Kettering, Montgomery County, OH

Under Ohio law, Kettering Health Main Campus must offer free care to eligible low-income and uninsured patients. Here's what the law guarantees — and how to apply.

What Ohio law guarantees

Under Ohio's Hospital Care Assurance Program (Ohio Rev. Code §5168.14), Kettering Health Main Campus must provide FREE care to uninsured patients at or below 100% of the Federal Poverty Level.

This is the legal minimum — Kettering Health Main Campus may offer more generous help. The only way to know is to apply, and applying is always free.

How to apply

📞 (937) 298-4331

When you call, say: “I'd like to apply for financial assistance (charity care) for a hospital bill. Can you send me the application and tell me which documents I need?”

Not sure if you qualify?

Answer 3 quick questions and get a personalized plan plus a ready-to-send request letter — free, in your language.

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